Paf stands apart from many bookmakers for its unique history: it was the first sportsbook created for the sake of charity. It was established at the end of the ’60s and grew into a sizeable reputable gambling platform currently available online for a large pool of countries and offline for cruise ship travelers. Besides, they are famous for having the most prominent casino winners among their customers, so we have no doubts about their stable reputation and safety.

However, we still need to review their current performance and their approach to customer service, selection of betting markets, and casino games, so we prepared this guide to enlighten all details about the PAF sports betting provider and casino. Looking further forward, we must say we liked PAF casino and noticed only a few drawbacks in them as a sports betting site and online casino, but our review will remain objective and unbiased.

Paf Bet Overall Info 2023

PAF, the abbreviation for Play Among Friends, started as a charity casino: they paid out all winning bets and donated the lost ones to different charity organizations. They went online in 1999 and also have gaming tables in the cruise ships: Silja Line, Viking Line, Tallink, and others; they are still into the charity and keep donating millions of euros for the benefit of society.

They developed a decent platform with various gaming options and can easily challenge such gambling veterans as William Hill or Bovada.

However, they accept customers from a limited number of countries, and American or UK customers are on the list of the restricted countries.

Paf is a universal platform: any customer will find an activity for them. Among the other advantages, we can highlight their competitive odds in the sportsbook division, a decent action line for live betting, and one of the most critical choices of casino games. Poker players also appreciate their poker rooms and tournaments.

Paf betting review

Home page

As we claimed to deliver you the honest Paf review, we must mention that we did not like their customer support approach, which is not available 24/7, and also find the absence of a sportsbook welcome bonus a kind of nonsense.

Website and Design

Even though the company is one of the oldest bookmakers and casinos in the industry, the owners have delivered a very decent online gambling experience. The website looks modern; it does not have any precise details in terms of design, but it is entirely intuitive for all gamblers. Being minimalistic and straightforward is probably even more important than having some exquisite layout.

Mein menu Paf

The main menu of the official website

The main menu offers you to choose from the following sections:

  • Slots;
  • Video Poker;
  • Table Games;
  • Live Casino;
  • Bingo;
  • Lotteries;
  • Poker;
  • Sports Betting;
  • Fantasy Sports;
  • Jackpot Pools.

Each section has much to offer: for instance, a sportsbook with pretty competitive odds allows you to choose from thirty sporting and non-sporting events and even includes the titles that are not much typical for Nordic bettors: American football, Trotting, Lacrosse, or Baseball. You can wager on pre-match markets or opt for live betting options with also have various lines. Although they have the most valuable odds for Ice Hockey, you can find a range of Special odds boosts for Soccer in the dedicated section of the site.

betting line PAF

Sports betting line

Speaking about PAF casino, you have much to choose from: seven variants of video poker, almost two thousand titles for slots including progressive jackpots, online poker, and bingo tournaments, forty-three table games, and the same number of live casino games.

They cooperate with world-famous e-gaming providers like Microgaming, NetEnt, NextGen Gaming, 1X2 Gaming.


PAF provides a lot of various sporting events: they have markets for all popular sports like Football, Soccer, Tennis, Basketball, Horse Racing, and also give betting options for niche sports like Aussie Rules, Snooker, Volleyball, and more. Besides, you can wager on TV and Novelties.

Like all bookmakers, the PAF sports betting site includes their margin to the odds. It works like this: oddsmakers estimate the chances for the outcome to happen in percentage: for instance, if they suppose there is a 70 percent probability for the team to win, they get the odds of 1,42. The actual odds will be about 1,34 for such an event because a bookmaker needs to add their profit called margin.

odds in live at PAF

An example of tennis odds in live

PAF’s margin for the top events is much more lucrative than many sports betting sites give: for instance, you can wager on Soccer with a 6% margin, on tennis with 4%, or basketball with a margin of less than 4%. Taking into account that an average margin is about 5%-9%, it becomes evident that PAF often manages to give better odds than the majority of middle betting sites. Besides, they feature one of the most various actions for ice hockey with a plethora of props and extra bets.

Betting odds:

Average commission Commission in the prematch Live commission
6% 4-6% 5-8%

Is Paf Bet scam or not?

Being a long-existing and reputable sports betting and casino provider, PAF has quite a transparent approach to its customers.

Besides, being one of the bookmakers supporting charity, they treat customers fairly and honestly.

PAF might experience slight delays with payouts from time to time. Still, if you check bookmakers review platforms, there are no mentions of unreasonable account blockages or any fraudulent actions towards players.

One of the most convincing things about PAF’s legacy is the time they have existed: it is doubtful that a scam bookie would last for almost 50 years, even after going online and broadening the customer pool.

Payment systems

Paf has a range of convenient banking options, including the following:

  • Bank transfers;
  • Skrill;
  • Neteller;
  • Siirto.

The selection may differ from country to country. Still, the general terms and conditions remain the same for everyone: the minimum deposit is 10 EUR, and commission may vary from 3% to 5%, depending on the payment method. The first withdrawal of the month comes without extra fees as a regular monthly bonus.

Paf Bet Apps

PDF Bet features a dedicated app available exclusively for Android smartphones and tablets.

If you use iPhone or iPad, you can opt for a mobile version instead, which is decently adapted for mobile browsers and maintains all the desktop version features.

We can not say the same about the app: it includes offers for casino players only and does not include a sportsbook, so you will still need to use the PAF website on a desktop or smartphone to make a sports bet.

PAF casino app’ library is the same as the website has; you will find there all the real cash games, lottery games, bingo games, slot machines, poker games, and other games for the on-the-go experience. The app has pretty high rankings in Google Play and can totally replace the PAF casino website for mobile gamers.

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Inside Paf Bet

Our team consists of gambling industry experts, so they know how to check every online betting or casino site to do a fair review about the site. We regularly make natural money deposits to test PAF sportsbook services, casino, and live casinos and can make our own conclusion about the sports betting section, PAF games, customer support, site maintenance, deposit methods, and withdrawal speed. Besides, we keep in contact with PAF representatives to make sure we are aware of the internal processing and operating nuances.

Countries & Languages

The company owning PAF is located in Finland, so the majority of customers come from Finland and Scandinavian countries.

To be precise, the primary audience comes from Finland, Sweden, Estonia.

Registration in paf betting

Registration window

Their license implies quite a limited operating area, so you can face a range of restrictions with using PAF if you are a United States, France, Israel, Bulgaria, Romania, China, France, Spain, Russian, or Malaysian resident. They do not necessarily block the access for you, but the rules depend on your jurisdiction’s laws: some countries can access a sports betting site but can not play at the casino or vice-versa.

The site is available in several languages:

  • English;
  • Estonian;
  • Spanish;
  • Finnish;
  • Swedish;
  • Russian.


PAF has a range of various licenses to meet the requirement of each jurisdiction they work under. To have the right to provide the services on the onboard ship casinos, they have registered with Aland, Estonia, and Sweden.

Besides, they have the standard license of these three countries and are also approved by IAUI (Latvia) and DGOJ (Spain).

Besides, PAF casino holds accreditation from eCOGRA (eCommerce Online Gaming Regulation and Assurance), which is responsible for checking online casinos’ performance: if they meet the requirements of Fair Play and honestly monitor the Return to Player percentage. ECOGRA also controls the Random Number Generator’s usage and organizes regular supervision of table games, slot machines, and video poker.


PAF’s helpdesk for players includes the following contacting methods:

  • Chat;
  • Email:;
  • FAQ section.

The customer support agents reply quickly and are willing to give you comprehensive replies or give help in case of issues. They respond to email requests within thirty minutes and react to chat messages immediately during working hours. However, they are not available 24/7. You can reach the assistant daily from 07.00 till 01.00.

Paf support

Online chat access from 7 am to 1 am

Compare with Top

The PAF sportsbook is not a simple gambling site: created initially as gambling services for charity, it has a unique vibe and community around it. Having existed from 1966, it has gained much trust from the customers but remains a niche betting platform for a small loyal customer pool. It is hard to compare PAF sportsbook or casino services with global bookmakers like William Hill, Unibet, or 1Win, but it will give a short comprehensive comparison, so you had an idea of its pros and cons.

PAF vs. William Hill: the first thing that may disappoint you in PAF is the lack of any welcome bonuses for the sports betting section. Even though William Hill does not give the most lucrative bonuses and promotions for the newly registered customers, the total absence of a welcome bonus is quite a mauvais ton nowadays.

PAF vs. Unibet: it makes sense to shop around PAF and compare the odds with the ones Unibet has: sometimes, you can find much more valuable options with PAF, especially if you look for wagering on ice hockey. We can add the same in a comparison of PAF vs. 1Win; the latter one has even fewer betting options than the PAF sportsbook.

Last updated on 17 Feb 2023 - 16:35